<p>Access to financial tools and instruments is crucial for SMEs to grow and thrive, and it&#39;s important for us to continue to innovate and provide solutions that address the specific needs of this sector. SMEs are always concerned about payment collections or credit period that extends beyond credit days. Another major issue that SMEs face is of huge capital investment to strengthen their business.</p>

<p>Our product AuroPayBiz provides financing solutions to help SMEs manage their working capital requirements. It includes invoice financing, supply chain finance, and commercial card solutions that allow buyers to make payments and suppliers to receive payments quickly.</p>

<p>AuroPayBiz resolves the credit challenges faced by the SMEs managing the credit risk of the seller and buyer in order to improve their cash flow and grow businesses sustainably. It provides invoice financing, a form of short-term borrowing to the suppliers based on outstanding invoices. Apart from invoice financing, we also have options for buyers to make payments using commercial cards and for suppliers to receive payments in T+1 days through our acquiring partners.</p>